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Premium Funding

Smart Cover, Smarter Cash Flow

Insurance premium funding lets you pay your annual insurance in monthly instalments—freeing up cash flow, locking in a fixed rate, and keeping your business covered without compromise.

Expertise That Works

Tailored Funding Support

Empowering your business starts with flexible financing. Our premium funding solutions keep you protected—without compromising your cash flow.

  • Fixed-Rate Premium Loans: Spread your insurance costs over time with predictable repayments, helping your business plan with confidence.
  • No Additional Security: Your policy secures the funding—freeing up your assets for more strategic business growth.
  • Cash Flow Optimisation: Maintain liquidity while ensuring you’re fully insured, with funding that fits your operational needs.

Related Insights

Step By Step – Premium Funding

Frequently Asked Questions

Demystifying insurance

  1. Insurance premium funding is a fixed-rate loan that allows you to spread the cost of your annual insurance premium into smaller, manageable monthly payments—helping you preserve cash flow and avoid large upfront expenses.

  2. No—your insurance policy itself acts as the security. There’s no need to offer up business or personal assets.

  3. Not at all. Premium funding can be used for most commercial insurance policies, including liability, property, cyber, and more. Your broker will guide you on what’s eligible.

  4. In most cases, yes. Interest costs on insurance premium funding may be tax deductible for businesses—but we recommend checking with your accountant or financial adviser to confirm what applies to you.

Leadership

Meet Grant

Grant Newton, Knightcorp’s Head of Business Development, brings over 14 years of industry experience and deep expertise in premium funding solutions. Known for his client-first approach and strategic insight, Grant works closely with clients to provide flexible payment options that support cash flow and long-term planning.

Your Knightcorp Account Manager will offer you a range of premium payment and funding options. Not yet a client? Speak to our team to access market-leading funding plans.