Transactional Risk Insurance
Protect Every Deal with Confidence
Every deal carries hidden liabilities. Knightcorp cuts through the uncertainty with tailored insurance solutions that protect your interests before, during, and after the transaction.
Why Transactional Risk Insurance Matters
When a deal closes, liability doesn’t disappear. Buyers and sellers remain exposed to post-transaction risks—from breached warranties to legacy claims. Knightcorp’s Transactional Risk Insurance provides robust W&I protection and run-off cover, ensuring your financial interests are protected long after completion—no surprises, no setbacks, just secure outcomes.
Warranty & Indemnity (W&I) Protection
Covers financial losses from breaches of warranties or indemnities made during a transaction.
Tax Liability Cover
Safeguards against unexpected tax exposures identified during due diligence or post-transaction.
Contingent Risk Cover
Protects against known legal or regulatory risks threatening deal value or future profitability.
Title & Ownership Assurance
Covers financial loss from title disputes or ownership challenges after a deal closes.
Our Process
Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Insurer Selection & Market Research
Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.
Policy Recommendation
Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.
Policy Submission & Confirmation
Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.
Ongoing Support & Adjustments
Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.
Expertise that Works
Deal-Driven Specialists
Every transaction is a high-stakes puzzle. At Knightcorp, we decode risk with precision, turning complex deals into confident outcomes. Our specialists combine legal fluency, insurance strategy, and commercial insight to protect value and unlock opportunity—at every stage of the deal lifecycle.
- Legal & Commercial Acumen: Our team understands deal structures, liabilities, and cross-border nuances—translating legal complexity into practical, insurable solutions.
- Bespoke Risk Placement: No two deals are the same. We custom-build coverage that matches your deal size, sector, and strategic goals.
- Fast-Moving Execution: We align with your transaction timeline, delivering timely advice and insurance placement without slowing momentum or negotiations.
Leadership
Meet Damian
With 38 years of insurance experience, Damian Morrison leads Knightcorp’s Transactional Risk Insurance portfolio as Business Manager. Specialising in mergers and acquisitions, Damian helps clients navigate complex deal structures with precision. His deep expertise, strategic foresight, and strong stakeholder engagement ensure every transaction is protected—delivering tailored insurance solutions that secure deal value and mitigate post-close risk.
Frequently Asked Questions
Demystifying Insurance
Are pre-existing issues covered under W&I policies?
Generally, no. W&I policies are designed to cover unknown risks—not issues discovered during due diligence. However, if there’s a concern, speak to your Knightcorp broker. We can explore contingent risk cover or negotiate policy enhancements that give you greater protection where it matters most.
Who typically takes out Transactional Risk Insurance—the buyer or the seller?
Most often, it’s the buyer—especially for W&I policies. But sellers can also take out cover to limit their post-sale liability and smooth negotiations. Knightcorp will tailor the approach depending on your position and risk appetite in the deal.
How long does coverage last after the deal is closed?
Coverage typically runs for 3 to 7 years post-completion, depending on the nature of the warranties and tax risks involved. Knightcorp helps structure your policy to match the deal’s liability tail—so you’re not exposed long after closing.
Is Transactional Risk Insurance only for large deals?
Not at all. While it’s common in large transactions, businesses of all sizes use it to unlock smoother negotiations, reduce escrow requirements, and protect against future disputes. Knightcorp scales coverage to fit your deal—big or boutique.
Can Transactional Risk Insurance speed up deal completion?
Yes—by removing sticking points around indemnities and warranty caps, the right cover can streamline negotiations. Knightcorp works closely with your legal and advisory teams to get insurance placement moving in sync with your deal timeline.
Diverse Sectors, Custom Coverage
Industries We Protect
