Property Including Strata Insurance
Property & Strata Protection
Whether you own a single storefront or oversee an entire strata complex, we tailor cover to protect your buildings, shared spaces, contents, and liability—keeping your property safe and your tenants happy.
Why Property & Strata Insurance Matters:
From high-rise apartments to sprawling commercial sites, our Property & Strata Insurance packs all the essentials into one smart bundle—built to safeguard your assets, secure your income, and simplify shared responsibilities.
Industrial Special Risks (ISR)
High-value cover for commercial properties and assets—ideal for large, multi-site operations. Protects against major losses like fire, storm, theft, and accidental damage.
Business Interruption
Covers lost income and ongoing costs if your property is damaged and operations are disrupted. Helps you recover financially while repairs are underway.
General Property
Portable cover for tools, equipment, and assets that move between sites or locations—essential for mobile businesses or contractors managing multiple properties.
Strata Insurance
Tailored cover for strata-titled buildings, including shared structures, common areas, and liability protection for owners' corporations and body corporates.
Our Process
Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Insurer Selection & Market Research
Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.
Policy Recommendation
Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.
Policy Submission & Confirmation
Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.
Ongoing Support & Adjustments
Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.
Expertise that Works
Built for Property Professionals
Property ownership isn’t just about collecting rent—it’s about managing risk at every level. From strata schemes with shared liabilities to standalone buildings with structural exposures, Knightcorp brings serious know-how to the table. We don’t just sell policies—we solve problems.
- Strata Smarts: Precision cover for common property, shared assets, and building defects.
- Regulation? Handled. We cut through the red tape—building codes, strata laws, you name it.
- Balanced for Everyone: Smart solutions that work for owners, tenants, and managers alike.
- Ready for Reality: From burst pipes to wild weather, we’ve seen it—and we’ve covered it.
Leadership
Meet Huw
Huw brings deep technical expertise and sharp commercial instinct to the world of property and strata insurance. With decades of experience across the Australian and UK markets—including time spent at Lloyd’s of London—he’s not afraid to dive into the fine print.
From navigating strata regulations to protecting high-value assets, Huw thrives on the details that others overlook. He’s your go-to for dissecting tricky policy clauses, benchmarking coverage, and ensuring nothing slips through the cracks. If you want property advice without the jargon, he’s your man.
Frequently Asked Questions
Demystifying Insurance
What does Property & Strata Insurance cover?
It covers physical loss or damage to buildings, common areas, and shared property caused by events like fire, storm, flood, theft, and accidental damage. It can also include liability protection for injuries or damage that occur on the premises.
Who needs this type of insurance?
Property owners, landlords, body corporates, and strata managers all benefit from this cover—particularly if managing shared buildings or multi-unit complexes.
Does it cover contents or just the building?
Both can be covered. Building cover protects the structure and fixtures, while contents insurance can be added for items like communal furniture, machinery, or office equipment used in common areas.
Can it cover loss of rent or temporary accommodation?
Yes. Optional extensions are available to cover loss of rental income for landlords or temporary accommodation costs for strata occupants following an insured event.
Is strata insurance legally required?
Yes—in most Australian states, strata schemes are legally required to hold building and public liability insurance. We ensure your policy meets those legal standards and is tailored to your property’s needs.
Diverse Sectors, Custom Coverage
Industries We Protect
