Motor Fleet Insurance
Streamline Your Fleet’s Protection
Delivering your own products or transporting goods for others? In the fast-paced world of transport and logistics, safeguarding your fleet is paramount—no matter the job or client. Our tailored motor fleet insurance ensures your vehicles—and your business—keep moving forward.
Fleet Insurance You Can Count On
Managing a fleet demands comprehensive protection. Our motor fleet insurance offers industry-specific advantages to keep your operations running smoothly.
Consolidated Policy Management
Consolidate all vehicles under one policy, simplifying renewals and claims.
Customised Protection
Tailor coverage to address specific risks associated with your industry and fleet size.
Cost Efficiencies
Benefit from potential premium reductions by insuring multiple vehicles collectively.
Telematics Benefits
Take advantage of premium reductions for using telematics systems that monitor driver behavior and vehicle performance, promoting safer driving practices.
Accident Claims Support
Streamline the claims process with end-to-end accident management services, minimising downtime and operational disruptions.
Our Process
Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Insurer Selection & Market Research
Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.
Policy Recommendation
Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.
Policy Submission & Confirmation
Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.
Ongoing Support & Adjustments
Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.
Expertise That Works
Specialised Insight. Total Protection.
Navigating the complexities of motor fleet insurance requires specialised skills. Our experienced team offers expertise that keeps your fleet protected and compliant, giving you peace of mind on the road.
- Transport-Specific Risk Assessments: Our advisors assess risks unique to Australian fleets, from heavy haulage in the Outback to urban delivery in metropolitan areas.
- Motor Fleet Underwriting Expertise: Proficient in assessing fleet risks, ensuring tailored coverage that aligns with your operational needs.
- Advanced Claims Management Support: With extensive experience handling claims in Australia's transport and logistics sectors, we expedite resolutions to minimise downtime for your fleet.
- Expertise in Chain of Responsibility Laws: Our team understands the complexities of Australia’s Chain of Responsibility (CoR) legislation, helping businesses stay compliant and mitigate legal risks.
Leadership
Meet Huw
Huw Thomas brings a wealth of experience in the transport and logistics industry, helping businesses navigate the complexities of risk management. With a sharp eye for detail and a deep understanding of insurer negotiations, he ensures operators have the right protection—from fleet coverage to liability and supply chain risks—so they can keep goods moving without disruption.
Frequently Asked Questions
Demystifying Insurance
What is Motor Fleet Insurance?
Motor fleet insurance is a policy that covers multiple vehicles under a single contract, simplifying management and potentially reducing costs.
Can different kinds of vehicles be included in a single motor fleet policy?
Yes, most fleet insurance policies can cover a mix of cars, vans, trucks, and specialised vehicles.
Are licensed drivers automatically covered under a motor fleet policy?
Not necessarily. Policies can be tailored to cover authorised drivers, restrictions may apply based on age, experience, or driving history. It’s essential to review the specifics with your broker to ensure compliance and avoid coverage gaps.
How are Motor Fleet Insurance policy premiums calculated?
Premiums are based on fleet size, vehicle types, usage, driver records, and the business's claims history, among other factors.
Does Motor Fleet Insurance cover leased vehicles?
Yes, many fleet policies can be extended to include leased or hired vehicles, ensuring they’re protected during your operations.
Does Motor Fleet Insurance cover costs associated with downtime after an accident?
It depends, but some policies offer business interruption coverage, helping offset losses from downtime due to vehicle repairs after an accident. Your broker can specify how to address this scenario in your coverage.
Industries
Industries We Protect
