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All Industries

Rail

Keeping Your Rail Operations on Track

In the rail transport industry, a single incident can disrupt supply chains, damage assets, or trigger significant liability claims. At Knightcorp, we engineer insurance strategies that don’t just react to risks—they anticipate them. Stay ahead of uncertainty with coverage designed for the rail industry’s unique challenges.

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Risk Exposures

From Track to Liability: The Dangers Rail Operators Face

The rail business isn’t just about keeping trains on time—it’s about keeping them safe, compliant, and financially covered. From derailments and equipment failures to infrastructure damage and third-party liability, risks abound. Knightcorp stays ahead of industry shifts, emerging threats, and regulatory changes to ensure your company has the proper protection in place—before the unexpected happens.

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A Commitment to Client Service

Comprehensive support tailored to the rail industry, from proactive risk management to expert claims assistance—keeping your projects protected every step of the way.

Claims Services

Dedicated support for faster, smoother resolution of claims.

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Risk Management Services

Proactive strategies to reduce incidents and improve safety outcomes.

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Workplace Risk Assessment

Site-specific evaluations to identify hazards and ensure compliance.

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Contract Review Services

Expert legal reviews from industry experts to protect your business against contractual risks.

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Surety Bonds & Trade Credit

Guarantee your project performance and maintain cash flow stability.

Expertise That Works

Mastering Rail Risk

The rail industry operates in a world of tight schedules, high-value assets, and unforgiving liability risks. Generic insurance won’t cut it. Knightcorp’s rail insurance specialists bring deep industry expertise, ensuring your coverage is engineered for the realities of rail transport.

  • Rail-Specific Liability Structuring – Coverage designed for passenger and freight carriers, rolling stock owners, and track operators, ensuring seamless indemnity between stakeholders.
  • Rail Infrastructure & Rolling Stock Valuation – Expertise in insuring track networks, depots, signaling systems, and high-value rolling stock, including custom policy structures for leased assets.
  • Regulatory & Safety Compliance – Policies structured to align with Australia’s National Rail Safety Regulator (ONRSR) standards and other state-specific rail regulations.

Our Process

Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.

Assessing Your Needs

Uncover specific risks and tailor solutions to fit your business and budget.

Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.

Assessing Your Needs

Uncover specific risks and tailor solutions to fit your business and budget.

Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.

Insurer Selection & Market Research

Leverage industry insights and relationships to identify the best insurers for your risk profile.

Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.

Policy Recommendation

Understanding your options with clarity and confidence.

Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.

Policy Submission & Confirmation

A seamless application and underwriting process.

Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.

Ongoing Support & Adjustments

Proactive policy reviews and claims assistance moving forward.

Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.

Leadership

Meet Matt

With 20+ years of industry experience, Matt has spent a number of years working with the rail industry, allowing him to gain a deep understanding of the industry’s challenges and the specialised insurance solutions necessary to keep operations on track. His experience spans operational risks, infrastructure coverage, and regulatory complexities. Drawing on experience from Australia and overseas, including Lloyd’s of London, Matt's focus is to ensure rail businesses are equipped with the protection they need to move forward confidently.

Profile shot of Matt Thomson.