Rail
Keeping Your Rail Operations on Track
In the rail transport industry, a single incident can disrupt supply chains, damage assets, or trigger significant liability claims. At Knightcorp, we engineer insurance strategies that don’t just react to risks—they anticipate them. Stay ahead of uncertainty with coverage designed for the rail industry’s unique challenges.

Risk Exposures
From Track to Liability: The Dangers Rail Operators Face
The rail business isn’t just about keeping trains on time—it’s about keeping them safe, compliant, and financially covered. From derailments and equipment failures to infrastructure damage and third-party liability, risks abound. Knightcorp stays ahead of industry shifts, emerging threats, and regulatory changes to ensure your company has the proper protection in place—before the unexpected happens.

Our Most Popular Rail Insurance Policies
Rail companies require diverse insurance solutions to safeguard their operations, cargo, and bottom line across every stage of the journey.
A Commitment to Client Service
Comprehensive support tailored to the rail industry, from proactive risk management to expert claims assistance—keeping your projects protected every step of the way.
Claims Services
Dedicated support for faster, smoother resolution of claims.
Risk Management Services
Proactive strategies to reduce incidents and improve safety outcomes.
Workplace Risk Assessment
Site-specific evaluations to identify hazards and ensure compliance.
Contract Review Services
Expert legal reviews from industry experts to protect your business against contractual risks.
Surety Bonds & Trade Credit
Guarantee your project performance and maintain cash flow stability.
Expertise That Works
Mastering Rail Risk
The rail industry operates in a world of tight schedules, high-value assets, and unforgiving liability risks. Generic insurance won’t cut it. Knightcorp’s rail insurance specialists bring deep industry expertise, ensuring your coverage is engineered for the realities of rail transport.
- Rail-Specific Liability Structuring – Coverage designed for passenger and freight carriers, rolling stock owners, and track operators, ensuring seamless indemnity between stakeholders.
- Rail Infrastructure & Rolling Stock Valuation – Expertise in insuring track networks, depots, signaling systems, and high-value rolling stock, including custom policy structures for leased assets.
- Regulatory & Safety Compliance – Policies structured to align with Australia’s National Rail Safety Regulator (ONRSR) standards and other state-specific rail regulations.
Our Process
Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Insurer Selection & Market Research
Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.
Policy Recommendation
Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.
Policy Submission & Confirmation
Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.
Ongoing Support & Adjustments
Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.
Leadership
Meet Matt
With 20+ years of industry experience, Matt has spent a number of years working with the rail industry, allowing him to gain a deep understanding of the industry’s challenges and the specialised insurance solutions necessary to keep operations on track. His experience spans operational risks, infrastructure coverage, and regulatory complexities. Drawing on experience from Australia and overseas, including Lloyd’s of London, Matt's focus is to ensure rail businesses are equipped with the protection they need to move forward confidently.
