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Public and Products Liability Insurance

Guard Your Future Success with Robust Liability Insurance

In the world of Australian commerce, unforeseen incidents can disrupt operations. Guard your business with tailored public and products liability insurance to navigate these challenges confidently.

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Robust Protection Against Uncertain Risk

In the unpredictable landscape of business, liability protection is a must-have. Our public and products liability insurance offers essential safeguards to keep your operations secure.

Property Damage Protection

Protects against claims from damage to third-party property caused by your products or services.

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Legal Cost Coverage

Includes coverage of reasonable expenses incurred in defending a claim against your business.

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Product Liability Coverage

Offers protection if a product you sell, supply, or manufacture causes personal harm or property damage.

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Third-Party Injury Protection

Covers legal and compensation costs if someone is injured due to your business activities.

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Our Process

Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.

Assessing Your Needs

Uncover specific risks and tailor solutions to fit your business and budget.

Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.

Assessing Your Needs

Uncover specific risks and tailor solutions to fit your business and budget.

Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.

Insurer Selection & Market Research

Leverage industry insights and relationships to identify the best insurers for your risk profile.

Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.

Policy Recommendation

Understanding your options with clarity and confidence.

Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.

Policy Submission & Confirmation

A seamless application and underwriting process.

Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.

Ongoing Support & Adjustments

Proactive policy reviews and claims assistance moving forward.

Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.

Liability Expertise On Call

Expertise That Works

Public and products liability insurance is about foresight, precision, and industry knowledge. At Knightcorp, we combine on-the-ground expertise with a clear understanding of Australia’s legal and regulatory landscape, giving businesses the confidence to face any liability challenge.

  • Custom Risk Profiling: Pinpointing exposure points specific to your operations, whether you're in construction, manufacturing, or retail.
  • Supply Chain Expertise: Specialised knowledge of product liability for Australian businesses sourcing or selling internationally
  • Expert Claims Guidance: Proven strategies for handling third-party claims efficiently, minimising financial and reputational fallout.

Meet Andrew

Leadership

 Andrew Carr is a skilled professional in Public & Products Liability Insurance, with 25 years of experience as a broker and senior underwriter. He specialises in protecting businesses against claims arising from third-party injuries, property damage, and product-related risks. Andrew’s expertise in policy wordings and liability exposures ensures clients receive tailored coverage to safeguard their operations and reputation.


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Demystifying Insurance

Frequently Asked Questions

  1. Public and Products Liability Insurance covers your business against claims for personal injury or property damage that occur as a result of your business activities, including claims related to products you supply, sell, or manufacture.

  2. Operating internationally introduces discrete legal landscapes and regulatory requirements. Knightcorp works to extend policies to all jurisdictions where you operate, or acquire in country policies, addressing local compliance and potential cross-border liabilities.

  3. Absolutely. You may have high dependency on sub-contractors or labour hire in your business, or have customer property in your custody and control. Tailoring your policy to reflect these nuances ensures comprehensive coverage.

  4. Typically, it doesn't cover employee injuries (which require workers' compensation insurance), professional advice (covered by professional indemnity insurance), or intentional damage.

  5. It is an essential pillar of your risk management because it provides financial protection against third-party claims of bodily injury or property damage arising from your business operations or products. It ensures that unforeseen incidents don't derail your strategic objectives.