People Risk including Workers Compensation
Workers Compensation
Ensure your workers are protected with our custom workers’ compensation solutions. Keep your workplace compliant and your business humming.
Why Workers’ Compensation Insurance Matters
When workplace injuries occur, the impact on your people and your business can be significant. Knightcorp’s Workers Compensation solutions go beyond compliance—helping you support recovery, manage claims efficiently, and keep operations on track. Our industry-specific guidance ensures your workforce stays protected and your business stays resilient.
Injury Coverage & Support
Covers medical expenses, wages, and rehabilitation for employees injured during the course of employment.
Claims Management Expertise
Knightcorp streamlines the claims process to reduce disruptions and improve outcomes for employers and injured workers.
Compliance Confidence
Stay compliant with evolving state regulations and reduce the risk of fines or penalties.
Tailored Premium Solutions
We help optimise your premium structure based on risk profiling, claims history, and workforce composition.
Policy Oversight & Support
We provide national premium projections, check calculations, and help keep documentation on track across every jurisdiction.
Claims Provider Management
From performance reviews to tendering, we support you in managing your insurer relationships to get the right fit and better outcomes.
Our Process
Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Insurer Selection & Market Research
Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.
Policy Recommendation
Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.
Policy Submission & Confirmation
Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.
Ongoing Support & Adjustments
Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.
Expertise that Works
Unmatched Experience & Expertise
Workers Compensation is one of the most costly risks for any business and presents a challenging web of complexity; however, it is highly variable by industry. Knightcorp’s wide range of industry expertise can help tailor policy recommendations to your actual risk profile.
- Compliance Expertise: We assist your business navigate the varying workers compensations schemes whilst staying compliant with ever-changing legislation.
- Workplace Risk Consultancy: Our services help to reduce workplace risk and workers compensation costs through effective analysis and tailored support programs.
- Claims Management Expertise: Our team efficiently manages claims, ensuring timely support for your business and your employees, while mitigating costs and associated premiums.
Leadership
Meet James
James Jessup brings over 17 years of expertise to his role as Head of People & Workplace Risk, specialising in workers' compensation protection services. With experience as an insurer, broker, and in-house manager, James understands the complexities of managing workplace injuries and claims. At Knightcorp, he delivers tailored strategies to optimise workers' compensation programs, ensuring businesses and employees are supported at every step.
Frequently Asked Questions
Demystifying Insurance
What is Workers’ Compensation Insurance?
Workers’ Compensation Insurance provides financial support to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages.
My business uses independent contractors. Are they treated the same as employees under a workers’ compensation policy?
Employees are typically covered under workers compensation, but independent contractors usually aren’t—unless they meet specific criteria. Misclassifying workers can lead to legal and financial repercussions.
How long do injured employees receive compensation?
It depends on injury severity, the local jurisdiction, and return-to-work capacity. Some workers receive support for a few weeks, while others may qualify for long-term assistance.
How are Workers’ Compensation Insurance premiums calculated?
Premiums are based on factors such as the industry you operate in, your company’s payroll size, and your claims history.
How does a workers’ compensation claim impact my premium?
A history of frequent claims can increase your premiums. We help clients implement injury prevention programs and claims management strategies to keep costs under control.
Diverse Sectors, Custom Coverage
Industries We Protect
