Motor Trade Insurance
Keeping Your Business Moving Forward.
Whether a dealership, repair shop, or an aftermarket supplier, your motor trade business needs strong insurance solutions to thrive in the long term. Knightcorp Insurance Brokers delivers tailored coverage to ensure your inventories are secure and your operations function free of interruption.
Built For Motor Trade
From hail-damaged stock to damaged customer vehicles, our motor trade insurance is designed to keep your workshops, showrooms, and service bays protected against setbacks of every kind.
Customer Vehicle Protection
Covers loss or damage to customer vehicles under your care, including during test drives and servicing.
Faulty Workmanship Coverage
Provides financial protection beyond resultant damage of faulty workmanship to covering rectification of the faulty work itself (which is often excluded in a standard policy).
Comprehensive Liability Insurance
Protects against legal liabilities, including public and product liability, specific to motor trade activities.
Business Interruption Coverage
Ensures income continuity if unforeseen events disrupt your operations.
Our Process
Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Insurer Selection & Market Research
Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.
Policy Recommendation
Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.
Policy Submission & Confirmation
Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.
Ongoing Support & Adjustments
Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.
Expertise that Works
Motor Trade Expertise: Under the Hood and On the Road
Whether you’re running a high-volume repair shop, a dealership moving inventory, or an aftermarket parts business with complex supply chains, you need brokers who don’t just sell policies but understand the motor trade inside and out. At Knightcorp, we bring real expertise, real experience, and real protection.
- Motor Trade Risk Profiles – We break down your exact risk profile—from customer vehicles on-site to faulty workmanship liabilities—so you get the right coverage, not a generic policy.
- Motor Trade Experience – From workshop risks to test-drive liabilities, we’ve seen it all. Our expertise means fewer coverage gaps, fewer surprises, and better protection.
- Claims Advocates Who Fight for You – If a claim happens, we go beyond paperwork—we negotiate hard on your behalf to ensure you get the best possible outcome, fast.
Leadership
Meet Luis
Luis Padilla is a trusted specialist in motor trade insurance, with over 20 years of experience supporting businesses across the automotive sector. From single-location dealerships to large national groups, Luis provides tailored solutions to protect against risks ranging from vehicle damage, liability and business interruption to more complex placements for this industry such as Hail, Flood and Cyber. His deep industry knowledge ensures motor trade clients are confidently covered.
Frequently Asked Questions
Demystifying Insurance
What is Motor Trade Insurance and who needs it?
Motor Trade Insurance is designed for businesses involved in selling, servicing, repairing, or handling vehicles. This generally includes dealerships, mechanics, auto repair shops, panel beaters, and aftermarket parts suppliers. If your business operates in the motor trade industry, this coverage protects against risks like vehicle damage, liability claims, and business interruptions.
What does Motor Trade Insurance typically cover?
It depends on the policy, but most coverages address damage to customer vehicles while in your care, public and product liability for injuries or property damage, business interruption protection, road risk protection, employee liability coverage, and coverage for tools, equipment, and premises.
How is Motor Trade Insurance different from Motor Fleet Insurance?
Common question. Motor trade insurance covers businesses that work with or handle multiple vehicles, even if they don’t own them. Motor fleet insurance is for businesses that own and operate a fleet of vehicles for business use, like delivery companies or logistics firms.
Is there a legal requirement for Motor Trade Insurance in Australia?
Some elements, like workers' compensation, may be mandatory; a full motor trade insurance policy is not legally required but is strongly recommended to protect against losses from accidents, liability claims, and property damage, among other exposures.
Industries
Industries We Protect
